While you are traveling in the United States, on vacation or visiting friends and family, you don’t want to have to call on your travel insurance coverage. Buying Patriot America travel insurance is an essential part of your pre-trip plans but you hope you don’t have to use it. What happens if you do fall sick on your vacation?
If you are ill while you are in the United States, you can go for treatment at any hospital or doctor’s office. It’s your choice – if one healthcare provider is more convenient than others, you can choose to be treated there.
However, you may encounter fewer up-front costs if you visit a healthcare provider in the independent Coventry First Health Network PPO. Visiting a doctor or hospital in this PPO network makes it easier to process a claim and lower your out-of-pocket costs.
If you have a choice, you should visit a provider in this PPO. The Patriot America plan pays out 90% of eligible expenses up to $5,000 then 100% within the network, and 80% up to $5,000 and then 100% outside the network.